Getting funding can be all down to how the deal is presented. We have over 20 years experience to get you the funding you require.
We can help anyone with business funding
Equity Investment
Equity investors will fund businesses most other sources of funding and finance won’t touch. There are usually no repayments associated with equity investment, so there’s no impact on ongoing cash-flow or profits.
Commercial Mortgages
A commercial mortgage is a loan secured against business premises or other property (e.g., a shop, pub, office block, agricultural land, etc.). Commercial mortgages operate very similarly to residential mortgages and almost always require a deposit covering a percentage of the property’s price
Business Loans
A business loan is a secured or unsecured loan of cash to a business from a lender. Business loans operate very similarly to personal loans. Arrangements can be short, medium or long-term and may be interest only or repayment. Business loans can be one of the cheapest forms of business funding
Trade Finance
Confidential, pain free process Release cash from stock or trade very quickly Purchase stock from the UK, Europe and worldwide. Trade or stock finance is a unique facility where the lenders purchase and sell the goods involved, rather than just lending money or issuing debt which is backed by an invoice.
Asset Finance
Asset finance is a catch-all term covering a number of business funding options that all involve the physical assets of your business. More common forms of asset finance include Hire Purchase agreements, asset-backed loans and various Leasing options. The common aim is to improve your business’ cash-flow by releasing the cash that would otherwise be tied up in its physical assets.
Invoice Finance
Invoice finance can provide an excellent boost to cash-flow / working capital. There can be a reduced internal costs to your business. Invoice discounting is the process of taking out a business loan that’s secured against your business’ outstanding invoices.
Cash Advance
Cash advances are often easier to obtain than bank loans. Operating a merchant cash advances arrangement is relatively straightforward. A cash advance is an arrangement whereby your business sells a proportion of its future debit/credit card sales to a finance company in return for an up-front payment.
Business Recovery
We can offer highly specialised solutions to help your business recover and get back on its own feet. Investors are often not interested in helping failing businesses, and you may be under pressure to recover debt from your bank. Our partners are experienced in rescuing and restructuring businesses to return them to a profitable state.
We can help anyone with development finance
Development Finance is a short-term finance option, used to develop either an existing building, i.e. refurbishment, conversion, or a new build. Development Loans are usually taken over a period of between 6-24 months. This really depends on the type of Development; with a light refurbishment it would be as low as 6 months or less, and with a larger scheme up to 24 months.
Residential Development
We can provide finance for residential properties including new builds, terraced houses, townhouses and flats. As a principal lender we have a lot more flexibility than High Street banks and will consider any residential development project coming back to you with a fast decision.
Commercial Development
Providing up to 100% of build costs for commercial development loans for all areas of commercial property including offices, warehouse, factories and shops. If you are looking to finance a new build or renovate then we can help and will consider all applications.
We can help anyone with bridging finance
Property Acquisition and Development
A bridging loan can be especially useful for purchase at auction, or if the property is to be developed and sold within a short time frame.
Buying and Selling a Home
We know that moving house can be stressful. Waiting for your house sale to finalise, while also securing a new home is made easier with an Only Bridging loan. Secure your new home, while the sale of your old house finalises.
Permits
Permits can be time consuming, and a bridging loan can be a great option to consider while waiting.
Refurbishment
If your property doesn’t meet the Buy to Let criteria, our bridging loan options can help you turn things around.
Cash Release
If you need cash, bridging can unlock the cash tied up in your current property(s).
Refinancing
Need money to start your next project? A Bridging loan can help you get the capital needed out of existing property.